Payslips
Commercio contract: November 2026 pay rise by level
Payslips · · 3 min read
By Lorenzo Schiavone · calculator developer
From 1 November 2026, the Confcommercio CCNL Terziario, Distribuzione e Servizi (services, retail and distribution) provides for a new tranche: €35 gross a month at level 4, rescaled for the other levels. The Confcommercio Ascom Bologna notice of 9 October gives the amounts. The actual net amount depends on working hours, permitted absorption and tax treatment.
Table of gross increases from November 2026
These amounts concern the Confcommercio agreement cited by the source and full-time hours. Check the CCNL and your level on the payslip or in your letter of employment: the word “commercio” alone does not identify every agreement in the sector.
The tranche comes from the renewal of 22 March 2024 and the supplementary agreement. The last tranche scheduled by that agreement starts in February 2027. It is not a one-off bonus that is the same for everyone.
| Level | Increase from November 2026 |
|---|---|
| Quadro | €60.76 |
| 1st | €54.74 |
| 2nd | €47.35 |
| 3rd | €40.47 |
| 4th | €35.00 |
| 5th | €31.62 |
| 6th | €28.39 |
| 7th | €24.31 |
Part-time and start date: how to read the €35
With part-time work at exactly 50%, the proportional share of the €35 is €17.50 gross a month, before any other contractual effects. Use the percentage in your contract: not every full-time schedule is automatically 40 hours.
The tranche starts in November. Multiplying €35 by all the monthly payments of a full year describes the full-year value, not the increase actually accrued in 2026 alone. Additional accrued portions, absences and start dates must be worked out according to the contract and the actual employment relationship.
Absorbable superminimo: the increase in minimum pay is not the whole story
If base pay rises but an item for advances on future increases or a superminimo falls, total gross pay can rise by less than the tranche. Absorption, however, must have an applicable basis: it is not enough for the employer to call it that.
The Confcommercio technical note of 29 March 2024 distinguishes union agreements from express unilateral advances, with their own conditions for amounts paid from 1 January 2022; the exclusions it cites for merit and seniority remain. Take the letter under which the amount was granted to payroll and ask which criterion was used. Do not apply this renewal’s rule to just any CCNL.
“Increm assog 5 L. 199/25”: what it means on the payslip
This abbreviation can identify the portion of the increase subject to the 5% substitute tax. It is not the name of an extra bonus and does not mean that your whole salary is taxed at 5%. Ask payroll to confirm what the item refers to.
For 2026 payments, the measure concerns eligible increases from renewals signed in 2024–2026 and private-sector employees with 2025 employment income of no more than €33,000. The 5% replaces IRPEF and surtaxes, not contributions: the net amount is not automatically 95% of the €35. The guide to renewal taxation covers the requirements and exclusions in detail.
How to compare the October and November payslips
Keep minimum pay, seniority increments, superminimo, premiums, contributions and taxes separate. Check gross pay before the bank transfer: in November the second IRPEF advance can reduce the payment even with higher pay.
QuantoNetto calculates the annual burden under the conditions entered; it does not reconstruct the CCNL or decide whether a superminimo is absorbable. In the contractual-increase field, enter only the portion already included in RAL, without adding it a second time. To compare offers, use the same assumptions for municipality, year and number of payments.
Frequently asked questions
Is the €35 at level 4 net? ▾
No. It is gross per month for full-time work. Net pay and the actual change depend on contributions, taxes, working hours and any permitted absorption.
Does the increase apply to every agreement called Commercio? ▾
This table concerns the Confcommercio CCNL Terziario, Distribuzione e Servizi cited by the source. Check the agreement that actually applies to you.
Why can the November bank transfer go down? ▾
Besides pay, the other payslip items have an effect, including any second IRPEF advance from the 730. Compare the individual components separately.
Sources and method
- Confcommercio Ascom Bologna · November 2026 pay rises, 9 October
- Confcommercio Mobilità · renewal agreement of 22 March 2024
- Confcommercio Roma · technical note of 29 March 2024, absorption of rises
- Ministry of Labour · 2026 budget measures for employees
Each guide states the period it covers and the assumptions behind its examples. Net pay estimates flag any prior-year municipal rates. The actual monthly payslip may differ from the annual average.