Gross to net salary in Italy 2026
Enter your annual gross salary (RAL), municipality and salary payments to estimate your monthly and annual take-home pay in Italy.
Contractual annual gross salary.
Regional 1.23–1.73% · Municipal 0.8%
Contract, days worked, pension fund, benefits, bonuses and dependent children.
Milano (MI) · 13 payments
Employee Contributions
National Tax
Local Taxes
2026 rate not yet published — estimated with 2025 rules
Tax Rate by Income
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2026 net pay by salary and city
2026 estimates using the current calculation settings.
| Annual gross | Annual net | Monthly net |
|---|---|---|
| €20,000 | €17,433 | €1,341 |
| €25,000 | €20,570 | €1,582 |
| €28,000 | €22,237 | €1,711 |
| €30,000 | €23,426 | €1,802 |
| €32,000 | €24,512 | €1,886 |
| €33,000 | €25,019 | €1,925 |
| €35,000 | €26,032 | €2,002 |
| €36,000 (current selection) | €26,452 | €2,035 |
| €40,000 | €27,960 | €2,151 |
| €45,000 | €30,034 | €2,310 |
| €50,000 | €32,568 | €2,505 |
| €60,000 | €37,555 | €2,889 |
| €70,000 | €42,447 | €3,265 |
Average across 13 payments, with the chosen municipality and options.
| City | Local tax a year | Monthly net |
|---|---|---|
| Rome | €1,143 | €2,003 |
| Milan (current selection) | €732 | €2,035 |
| Turin | €1,022 | €2,012 |
| Naples | €1,121 | €2,005 |
| Bologna | €842 | €2,026 |
| Florence | €620 | €2,043 |
| Genoa | €825 | €2,028 |
| Palermo | €739 | €2,034 |
| Bari | €889 | €2,023 |
| Cagliari | €631 | €2,043 |
| Venice | €664 | €2,040 |
| Verona | €664 | €2,040 |
| Trieste | €664 | €2,040 |
Average across 13 payments. Regional and municipal surtaxes a year; where this year’s municipal rate is missing, the latest published rate is used.
Estimate for 2026 using the national IRPEF brackets (23% up to 28,000 EUR, 33% up to 50,000 EUR, 43% above), employee INPS contributions and the regional and municipal surtaxes of the chosen comune. Use the share button to include your selected calculation options.
Using the reference FPLD pension rate, the known items shown add 11,130 EUR above salary. This is a partial estimate, not a minimum or a complete employer cost.
- 1 · Gross salary − employee INPS = employment taxable income. Any other ordinarily taxable income entered is added to the tax base.
- 2 · Progressive IRPEF at 23 / 33 / 43%.
- 3 · Subtract the art. 13 TUIR employment credit and any other eligible tax credits entered. These reduce gross tax, not taxable income, and cannot make IRPEF negative.
- 4 · Subtract the cuneo relief. Up to €20,000 of total income it is instead a tax-free cash amount, added to net pay rather than reducing tax.
- 5 · Addizionale regionale and comunale on the taxable base — but only where net IRPEF is above zero.
- 6 · Add the trattamento integrativo where it is due.
- 7 · The marginal rate is measured by running steps 1–6 again at +100 € of gross.
Annual private-sector employee simulation, not a payslip or tax return. Actual pay, contributions, FIS/CIGS, inbound-worker relief, pensions, benefits and bonuses use the options shown. Not automatic: contractual contribution minimums, public/domestic work, special inbound-worker extensions, welfare-converted bonuses, individual contribution exemptions, separate TFR taxation, payroll adjustments and national family credits. 2026 relief on contract-renewal increases, shifts and holiday work applies only if you enter the amounts for each item already included in your RAL: without those figures such pay stays taxed ordinarily.
What is RAL?
RAL is the Italian gross annual salary, before employee contributions and income taxes. It includes the contractual 13th and, where applicable, 14th payment. Enter the annual gross amount, not a monthly payslip amount. If you only know a monthly figure, choose “Monthly gross” or “Monthly net” as the starting amount and the calculator works out the annual gross from the number of payments.
Do 12, 13 or 14 payments change annual net pay?
With the same annual gross salary and calculation details, they change the average per payment, not the annual net total. The calculator divides annual net pay by the selected number of payments. Actual payslips and extra payments can differ from that average. When you start from a monthly gross or monthly net amount, changing the number of payments changes the annual gross, and so the annual net too.
Why does my comune matter?
It determines the regional and municipal IRPEF surtaxes. Published rates, brackets and applicable exemptions vary by location. Where 2026 data is unavailable, the calculation clearly identifies earlier rules or an excluded municipal surtax.
Why do some additional questions appear only sometimes?
Family and contribution questions appear when a different answer can affect the rules modelled for your income and location. Answers already entered remain editable. National family tax credits are not calculated automatically.
Is the result the exact amount on my payslip?
It is an estimate for a private-sector employee under the displayed FPLD contribution assumptions. Payroll adjustments, the contribution profile, benefits and tax situations not modelled here can change the result. For part-year work, enter the gross pay actually earned and the corresponding employment days.